Common sense tells us that if someone is injured in an auto accident, that person's recovery is not limited to the personal worth or net worth of the driver at fault, which in most cases may be near worthless.
It is the (injured person's or the liable driver's) insurance company's duty to cover the financial losses the injured person sustained because of the accident. Coverage can include treatment of pain and suffering, lost hours at work, and the total cost of the immediate and long-term medical care needed to see the wronged person through his or her recovery.
Long Island Car Accident Lawyers versus Insurance Companies
Victims injured in car accidents must get a Long Island car accident attorney immediately to help protect their interests from insurance companies that slyly cite technicalities in order to pay out as little as possible. Since the whole structure of the insurance industry is founded on preserving profits (the premiums policyholders pay each month) and minimizing payouts to paying customers, the average person is almost always fated to never receive compensation commensurate with his or her injury.
Like almost every kind of personal injury, the insurance industry has made an art of damage control to curtail the rights of car accident injury victims. Blatant lies, withheld truths, and take-it-or-leave-it ultimatums are all part of the standard operating procedure some insurance companies employ when dealing with a car accident injury victim who does not have the benefit of a lawyer's help.
The more a car accident injury victim delays in getting a New York car accident attorney, the more ground the insurance company gains in convincing everyone involved that the victim's settlement is only worth so much. In order for the sufferers of car accident injuries and their loved ones to receive the appropriate compensation for severe injury or wrongful death, they need a Long Island car accident lawyer driven to protect their rights from forces equally determined to undermine them.