If you are a construction worker, you know how complicated the job site can be. You likely work with employees and managers from several different companies, and you might also work with different types of heavy equipment.
If you experience an injury on the job, you may be able to receive workers’ compensation benefits through your employer’s insurance. However, workers’ comp alone might not be enough to provide for your recovery and your family if your injury is severe. If a third party was at fault, you may want to pursue a personal injury claim in addition to filing for workers’ compensation benefits.
What are examples of third-party construction injury claims?
You may be able to file a personal injury lawsuit if a person or company other than a coworker or your employer contributed to the accident. In construction, some common examples of third parties who could be responsible for causing work-related injuries include:
- Subcontractors who fail to follow job site safety rules
- General contractors who do not enforce safe work practices
- Machinery or tool manufacturers who provide dangerous equipment
- Property owners who fail to keep premises safe for workers
Why should you file a personal injury lawsuit?
Workers’ compensation benefits can be essential after an injury on the job. However, the law limits the amount and types of compensation you can receive through workers’ comp. If your injury was severe, WC benefits alone may not be enough, especially if you have to live with a permanent disability or chronic pain that prevents you from returning to your job.
Filing a claim against an at-fault third party can help you receive the full compensation you need to recover while continuing to support yourself and your family.